Why Us

Working with 

Norm Lang

Essential Financial Security

“Protecting Lifestyles for Families Who Care”

Prudent Families Choose Us Because …

Your lifestyle comes from your ability to earn an income.  If your income stops, your lifestyle suffers. I help make sure your finances can withstand an income disaster – that unexpected loss of income and eventual drain on your assets due to illness, injury or death. It can happen at any time, to anyone. The result can be devastating to your family, you and those that matter to you.

Essential Financial Security answers that “Universal – Moment of Truth” Question – Will I be okay?

I’m literally on a CRUSADE to help as many families as possible craft really great answers to that “Universal – Moment of Truth” Question – Will I Be Okay?

Fortunately, most of these lifestyle income disasters can be avoided with the skillful use of tax-advantaged insurance and saving products. I specialize in Essential Financial Security, Protecting Lifestyles for Families, Business Owners and Professionals. My expertise is helping you keep your “nest egg” intact and minimizing the impact of income tax whatever happens.

The result is more peace of mind to have the quality of life you want.

Your Advantage is…

  1. Working with qualified specialists. I am licensed in Ontario to sell “lifestyle” insurance and savings products. However, my services are limited to Life-Altering Illness Insurance, Life Insurance, “Limited Catastrophic Income Protection”, Long-Term Care Insurance and Primary Savings & Retirement Income Strategies for businesses and families like yours.  If the need arises, I can offer you referral choices to other professionals.
  1. An easy to understand process that gives you excellent products and strategies to get the results you want with minimum effort and expense. I will …
    1. Work with you to understand where you are today and where you want to be tomorrow.
    2. Help develop the financial safeguards that will get you there.
    3. Get you started on your way to do the right thing the first time.
    4. Help keep watch for hazards along the way to make sure you arrive as planned.
    5. Update the plan regularly to stay on track.
  1. Your needs and objectives are my first priority. While I earn commissions from supplier companies, no financial interest of mine comes before doing what’s right for you.  That’s a promise. Click on the link for a copy of “How You Pay For My Services”.
  1. Privacy and Confidentiality. I do not share or sell your information to anyone without your permission unless required by law or to process your requests. This information is used only for my work with you.  It may be shared with my suppliers and wholesalers as necessary. Click on the link for a copy of my “Privacy Policy”.
  1. You will only be offered high quality Insurance and Saving suppliers. I have producer agreements with: Canada Life, Manulife Financial, Foresters Life, Standard Life, Equitable Life, RBC Insurance, BMO Life, ivari, Transamerica Life, Empire Life, Sun Life, DFS, Great-West Life, CPP, Ingle International, UV Insurancel and Industrial Alliance.

*If necessary. I may also acquire other contracts to serve your specific needs.

  1. My Insurance & Segregated Funds Savings business is processed and serviced through Bridgeforce Financial in Toronto, powered by Hub one of the largest Canadian owned Managing General Agencies (MGA).
  1. Referrals to other professional and experts for advice in related fields with your permission if you need it. Every such referral will solely be to help you more effectively achieve your goals.
  1. The comfort of knowing your personal recommendation and introduction to others in similar circumstances is greatly appreciated and will be treated expertly.

10.  What additional expectations do you have?

Your Role is to…

  1. Be open to new approaches to your personal, tax and financial matters as we discuss them.
  2. Fully disclose the information I need to ensure the accuracy and value of my recommendations and any new business you decide on. Inadvertent mistakes or incomplete answers could prevent your policy from being in full effect. This is very serious.  We will remind you again.
  3. Contact me immediately with any important change to your personal, family, occupational or financial situation.  This is vital so that we can keep your portfolio aligned with your needs.
  1. Consider my recommendations seriously. I have put a lot of effort into them for your benefit.
  1. Do business with me on the ideas, products and services I bring to your attention.
  1. Read my proposals carefully – My goal is excellence but I need your help to catch any inadvertent errors or oversights.